Joginder Poswal 2026 Buyer’s GuideIf you run a small business in India (shop, trading, manufacturing, service agency, freelancer setup, distributor, clinic, coaching, or even a small startup), there is one harsh truth: your accounting system decides your growth more than your marketing. Because once money gets messy, payments, GST, invoices, purchase bills, stock, and bank reconciliation, businesses … Read more
2026 Updated GuideA zero-balance bank account sounds simple: “No minimum balance required.” But in India, this topic is very confusing. Some accounts are truly zero-balance forever; some are “digital accounts” that become chargeable after upgrade; and some are zero-balance only under a government/RBI basic account category. What you’ll get in this guide: Best zero balance accounts in … Read more
2026 Updated Guide If you’re a salaried employee in India, your credit card choice should be based on one simple truth: Your spending style matters more than your salary. Some people earn ₹40k and use a card like a pro (cashback + rewards + lounge access), while some earn ₹2L and still lose money due … Read more
